Ecclesiastes 5: 10-20
Enjoying Wealth as God’s Gifts
Christians are neither averse to wealth nor endorse a life of poverty. In
fact, the Old Testament portrays wealth as a symbol of blessedness. It is
normal to pursue wealth and career. We spend a lot of our time at work. Being
diligent at work naturally builds wealth and a good career.
The Bible shows us that having wealth is beneficial. Ecclesiastes 10:19
says, “A party gives laughter, wine gives happiness, and money gives
everything!”
Money answers a lot of problems. It is very expensive to send our children
overseas to study at prestigious universities. Money solves that problem. When
we are down with an illness, money gives us access to the best doctors,
hospitals, and medication. Money allows us to do many things. It is a great
convenience.
When Ecclesiastes says that “money gives everything,” it is not
advocating materialism. Rather, it is pointing to reality. By the way, this
person who speaks words of wisdom in Ecclesiastes is called ‘the Preacher Qoheleth’. He is a very realistic man.
He observes every human activities and experiences under the sun.
Money can indeed improve the quality of our lives. Money buys us better
houses and cars. Proverbs 10:15 says, “The wealth of the rich is their
fortress.”Clearly, money can make our lives more secure. Wealth attracts
respectability and friends.
However, one’s attitude towards money will determine whether one
is able to truly experience its benefits. In Ecclesiastes 5:10-20, the Preacher
teaches us how to benefit from wealth in a volatile, fast-changing world and
fleeting nature of life.
Interpretation and
Application
Verses 10-12 reveal to us three attitudes that distort the true value of
money.
Verse 10 says, “Those who love money will never have enough. How meaningless
to think that wealth brings true happiness!”
In the book of Ecclesiastes, ‘hevel’ often translated as “vanity/meaningless”
, means something like vapour, cannot be apprehended permanently or something
that slips away very quickly or something that does not ultimately benefit
oneself.
Lovers of money are those who have turned money into their purpose of
life. And people are inclined to compare to others who are in the same bracket,
and we therefore always find someone else is doing better, so we don’t feel satisfied
with what we already have. We will never understand the meaning of contentment.
Such people work tirelessly day and night thinking about how to earn more
money. But how much money is enough money? When will such a person stop
pursuing money? This attitude of “not contented” causes the Preacher to lament
the vanity of making more money.
Verse 11 says, “The more you have, the more people come to help you spend
it. So what good is wealth—except perhaps to watch it slip through your
fingers!”
As our income increases, our expenses increase as well. For this reason,
we are unable to reap the true benefits of wealth. From the Preacher’s
perspective, when our expenses increase in keeping with our income, there is
debauchery and waste. A luxurious lifestyle, however, is transient and has no
ultimate benefits. It is, in the final analysis, in vain.
Furthermore, we notice that luxurious lifestyle often leads to piling up
of debt and ultimately bankruptcy.
When you are wealthy many will come knocking at your door. At the
restaurant, everyone will count on you to pay for their meals. Many will want
to befriend you for your money. Many hope to benefit from your wealth. They are
not your real friends. All of this is vanity.
Verse 12 says, “People who work hard sleep well, whether they eat little
or much. But the rich seldom get a good night’s sleep.”
A person who has a humbler lifestyle works hard to make a living. Whether
he has much to eat or not, he sleeps well at night. His life is simple.
Conversely, the rich lives in abundance but his life is complicated. In order
to expand or even just to maintain his wealth, he is bothered by all kinds of
concerns and has to factor in various forms of risks. He finds it hard to sleep
at night.
When one has money, he invests them in the hopes of making even more
money. But investments are not invariably profitable. There is always the risk
of losing it all. So, investors are often worried and the fear can be crippling
and the pressure insurmountable.
If you invest a lot of money in the stock market, the first thing you do
in the morning may not be to read the Bible and to take care of your spiritual
needs. You will be looking at the stock prices. If the prices drop, your heart
sinks. Immediately, you feel the pressure. This is because you have invested a
lot of money in the stock market!
If you have no money to invest, you can easily focus on the Word of God
when you wake in the morning. The wealthier you become, the harder it is for
you to keep a pure heart. You will experience greater pressure and worries.
Then in verses 13-17 remind us that the rich may attract misfortunes in
life.
“There is another serious problem I have seen under the sun. Hoarding
riches harms the saver. Money is put into risky investments that turn sour, and
everything is lost. In the end, there is nothing left to pass on to one’s
children. We all come to the end of our lives as naked and empty-handed as on
the day we were born. We can’t take our riches with us. And this, too, is a
very serious problem. People leave this world no better off than when they
came. All their hard work is for nothing—like working for the wind.” (vv.
13-16).
It is not definite that the rich will certainly be able to enjoy the
goodness of wealth. Life is full of unexpected circumstances and misfortunes.
When disaster strikes, he stands to lose everything. How will he provide for
his children? How can he live on? The Preacher says that such a person’s hurt
is self-inflicted.
In South Africa, the homes of the Chinese people are surrounded by
barb-wired walls and automated gates. Within the compound of their homes are
fierce and vicious guard dogs. All of them have guns in their bedrooms! This is
because many South Africans consider the Chinese to be rich and some seek to
rob them and even to kill them. So, they need to have automated gates, guard
dogs, and guns.
Or when the country experiences turbulence, there will usually be a
financial crisis and the rich will take a calamitous hit. The rich is cursed
with the task of maintaining their wealth.
If you do not fully enjoy all the wealth that is accumulated through your
hard work, you cannot bring along the balance with you after you die. This is
because one dies the way one is born: in total nakedness. The only difference
is one is born with clenched fists (ready to apprehend and to strive) but one
dies with relaxed palms (inability to hold on to anything).
This shows that you do not know if you will be able to enjoy tomorrow the
wealth that you have accumulated today. Wealth is something that you did not
generate on the day that you were born and it is something that you cannot cash
out on the day that you die. In the light of all these, what is there to gain
for the rich?
Finally, verse 17 says, “Throughout
their lives, they live under a cloud—frustrated, discouraged, and angry.”
Here the Preacher describes the pitiful state of a person who eats in misery.
Such a person is overcome by loneliness, grief, and bitterness. He did not
enjoy his wealth when he was able to do so. Now the time has come where he is
no longer able to enjoy it. Perhaps old age and illness result in the loss of
appetite. Soon, he dies.
Verses 18-20 begin with “Behold!” The Preacher here changes his tone and
affirms that human beings can truly enjoy the goodness of wealth.
“Behold, I have noticed one thing, at least, that is good. It is good for
people to eat, drink, and enjoy their work under the sun during the short life
God has given them, and to accept their lot in life. And it is a good thing to
receive wealth from God and the good health to enjoy it. To enjoy your work and
accept your lot in life—this is indeed a gift from God. God keeps such people
so busy enjoying life that they take no time to brood over the past.” (vv.
18-20).
Here, the Preacher introduces God into his discourse and affirms that God
is the Giver. God is the Giver of life (v. 18). God is the Giver of wealth and
possessions (v. 19a). God is the one who enables us to enjoy our lot amidst our
toils (v. 19b). This means that our ability to enjoy our wealth and possession
amidst our toils is a gift from God. God is the Giver of our days of joy (v.
20).
God gives us wealth and possessions so that we may have what we need to
live. God has allotted us with days to live and also provides for our needs to
live through those days. We are able to enjoy life amidst our work because God
has given it to us.
Evidently, God does not want us to hold on to wealth but to make good use
of it. We are able to be joyful when we consume, labour, live, and enjoy the
remuneration given to us, because this is what has been allotted to us. It is
our lot from God.
So, it is not wrong if you sometimes take your family and friends out for
a nice meal and have a good a time. It is completely reasonable if you spend
some of your commissions or bonuses on holidays overseas. It is entirely
acceptable that you spend a portion of your hard-earned money on hobbies,
entertainment, leisure, sports and fitness, or health and beauty.
The Preacher is not advocating a life of indulgence. Rather, he is
advising us to live responsibly. Indeed we should lead a responsible, balanced
life. We need to find the balance between work and rest, income and expenses,
exertion and health, etc.
All in all, we should not be a miser. Instead, we should aim to be good
stewards of resources. It is not about how much money we have. It is about
whether we are managing it well by putting money to good use.
Since God has given us the ability to work and also the days and health
to enjoy the reward of our labour, why should we short-change ourselves? God
wants our life to be filled with joy so that our days of toil mould our
character and refresh our souls. We need to learn to enjoy the blessings that
God has poured out upon our lives. We need to know how to use our wealth to
live in the present. This is a way of fearing God.
Conclusion
The Preacher is of the view that human beings ought to have a proper
concept about wealth. One, wealth is a gift from God. Two, one has to work hard
before one is able to truly enjoy wealth, because “enjoy wealth” is the “lot”
that follows a hardworking person – it is one’s deserved compensation. Three, we
should put money to good use rather than just hoarding it. Four, one’s attitude
towards money should be joy rather than discontentment.
All in all, one’s wealth is not measured by how much money one has but by
how much one is able to enjoy it. God has blessed many of us with lots of
possessions. There is no need for us to crack our heads over how to accumulate
even more. Even worse would be to covet after another’s possessions. Rather, we
should learn to enjoy the fruits of our labour while we still have today. Then,
we will truly have joy all the days of our lives.
The Preacher says this elsewhere, in 9:5-10, “The living at least know they will die, but
the dead know nothing. They have no further reward, nor are they remembered. Whatever they did in
their lifetime—loving, hating, envying—is all long gone. They no longer play a
part in anything here on earth. So go ahead.
Eat your food with joy, and drink your wine with a happy heart, for God
approves of this! Wear fine clothes, with a splash
of cologne! Live happily with the woman you love through all the meaningless
days of life that God has given you under the sun. The wife God gives you is
your reward for all your earthly toil. Whatever
you do, do well. For when you go to the grave, there will be no work or
planning or knowledge or wisdom.”
The Horizon of the New
Testament
The Preacher in Ecclesiastes observes lives and their experiences under
the sun. His horizon is limited to this life on earth. However, in the New
Testament, we have a full revelation of God. The New Testament authors and
Jesus himself present us the horizon of life after death.
All Christians who have rested in the Lord will one day be resurrected
bodily to receive our “lot above the sun”. We shall all reign with Christ when
his Kingdom comes in full measure.
The Lord Jesus says, “And what do you benefit if you gain the whole world
but lose your own soul?” (Mark 8:36);
“Don’t store up treasures here on earth, where moths eat them and rust
destroys them, and where thieves break in and steal. Store your treasures in
heaven, where moths and rust cannot destroy, and thieves do not break in and
steal. Wherever your treasure is, there the desires of your heart will also
be.” (Matthew 19-21)
If you set as your goal the accumulation of wealth or advancement in
career, not only do you forfeit the eternal life, you also forfeit the value of
the present life. What you stand to lose out on is not only eternal salvation
but you also do not have joy and satisfaction in the present life. Only in the
Lord will you be able to gain true joy and satisfaction. Only in the Lord will
you find the abundant life.
The epistle to the Philippians exhorts us, “Rejoice in the Lord always”
(Phil 4:4). To rejoice in the Lord is to be dependent on the Lord for our
rejoicing. This means that there is no true joy and satisfaction outside of the
Lord. There is no abundant life outside of the Lord.
Even in the midst our toil to earn a living, we still live for the Lord.
We must live according to God’s desire, which is to put what God has allotted us
to good use and to enjoy it, and never forget that, giving money as offering to
the local church. May the Lord have sovereignty over our money! Then, our life
will be even more abundant because we are faithful servants of the Lord who
have stored up treasures in His eternal kingdom.
This life is short and transient, but God’s kingdom last forever. It is
only wise if we place our heart desires on the Lord’s glorious and everlasting
kingdom!
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